Smarter Insurance powered by Location Intelligence 

Let’s be honest: most drivers know texting at a red light isn’t great… but some do it anyway. Fluid helps nip that in the bud by turning phones into safety partners.

• Block the Distractions: Automatically  lock social media, texts, and video apps while the car’s in motion..
• Smart Nudges: Send helpful messages to encourage good habits and reduce risky behavior.
• Fewer Accidents: Less screen time behind the wheel = fewer claims on your desk.

The Result: Safer drivers, fewer payouts, and reduced risk across your portfolio. Total win. 

Why treat every driver the same when you’ve got the data to tell who’s careful — and who’s cruising with one hand and a latte? Fluid gives you the tools to personalize policies based on real behavior.

• Predictive Maintenance: Spot vehicle wear-and-tear issues before they turn into breakdowns or claims.
• Usage Based Insurance (UBI): Integrate real-time data into your UBI programs to better assess risk.
• Behavior-based Pricing: Use location, mileage, time of day, and more to tailor premiums to how people drive.

The Result: Happier, safer drivers paying rates that make sense — and fewer surprises in your claims data.

Claims that don’t quite add up? We’ve got the data to back you up. With GPS-verified info and timestamped insights, Fluid helps you sniff out false claims and tighten your processes.

• Lower Claim Payouts: Fewer accidents mean less cash going out.
• Spot the Red Flags: Use data to pinpoint inconsistencies or signs of driver error.
• Incident Verification: Confirm exactly where and when something happened — and whether it checks out.
• Streamlined Admin: Save your team hours with automated tracking and reporting. 

The Result: Fewer bogus claims. Lower losses. A stronger bottom line. 

If your clients manage corporate fleets, you know they’re juggling safety, compliance, and liability. Fluid makes it easier to check all those boxes — and then some.

• Keep Drivers Focused: Block distracting apps on company devices automatically.
• Meet Compliance Goals: Monitor driver behavior and log safety metrics with ease.
• Reduce Legal Risks: Safer driving = fewer accidents = less chance of costly lawsuits.

The Result: Lower costs, better care, and a facility that practically runs itself (okay, almost).

Let’s be real — insurance isn't always exciting. But when drivers can see how their actions impact their rates, they actually get into it. Fluid helps you build stronger relationships through transparency and real-time feedback.

• Safe Driving Rewards: Offer discounts or perks for good driving habits.
• Live Driving Feedback: Let users track their own behavior and risk scores — instantly.
• Build Trust: A proactive approach shows you’re not just there when things go wrong — you're helping them get it right.

The Result: More loyal customers, better engagement, and fewer complaints. That’s what we call retention done right.