Fluid Mobility Insurance

Enhancing Safety & Reducing Risk: How Fluid Mobility’s GPS App is Transforming Insurance

Insurance companies are leveraging Fluid Mobility’s GPS-based app to enhance driver safety, reduce claims, and lower risk. Our innovative solution locks third-party apps based on location and time, ensuring drivers stay focused on the road while providing insurers with valuable behavioral insights.

Key Benefits for Insurance Companies

1. Reduced Distracted Driving & Fewer Claims

• Prevents mobile distractions: Automatically restricts non-essential apps (social media, messaging, streaming) while a vehicle is in motion.
• Promotes safer driving habits: Encourages policyholders to stay focused, reducing the risk of accidents.
• Lower accident rates: Fewer distractions lead to a measurable decrease in crashes and insurance claims.

2. Dynamic Risk Assessment & Pricing

• Usage-based insurance (UBI) integration: Insurers can offer behavior-based pricing by tracking safe driving habits.
• Real-time risk monitoring: Adjust policies based on driver compliance with app restrictions.
• Personalized policy adjustments: Reward safe drivers with lower premiums and provide coaching for high-risk behavior.

3. Cost Savings & Loss Prevention

• Decrease in claim payouts: Fewer accidents mean lower claim expenses for insurers.
• Reduction in fraud: GPS tracking ensures accurate incident reporting and helps validate claims.
• Lower administrative costs: Automating driver behavior tracking minimizes manual risk assessment.

4. Improved Compliance & Corporate Fleet Safety

• Corporate fleet integration: Businesses can enforce safe driving policies by locking distracting apps for company vehicles.
• Regulatory compliance: Helps organizations meet legal and industry safety requirements.
• Lower liability risks: Reducing distracted driving incidents minimizes potential lawsuits and liability claims.

5. Enhanced Customer Engagement & Retention

• Incentivized safe driving: Reward policyholders with discounts or perks for compliance.
• Transparent insights: Customers can view their driving scores and risk factors in real-time.
• Stronger insurer-policyholder relationships: A proactive approach to safety builds trust and long-term loyalty.

Proven Impact & ROI

• Up to 25% reduction in distracted driving incidents, leading to lower accident rates.
• 10-15% decrease in insurance claims, resulting in significant cost savings.
• 20% potential savings on customer premiums, incentivizing safer driving behavior.
• Improved fleet safety compliance, reducing corporate liability and insurance costs.

Why Insurance Providers Trust Fluid Mobility

Fluid Mobility’s location-based app-locking technology offers a proactive approach to risk management, loss prevention, and driver safety. With seamless integration and real-time analytics, insurers gain a competitive edge while making roads safer for everyone.

Empower Safer Driving – Partner with Fluid Mobility Today!

Discover how our GPS-based app can reduce risk, lower claims, and drive profitability for your insurance company. Contact us now to learn more!