01
Less Distracted Driving, Fewer Claims: Keeping Eyes on the Road, Not on Screens
With distracted driving a major cause of collisions, we all know checking social media at a red light is a bad idea—but some drivers just can’t resist. Fluid Mobility automatically restricts app permissions, so drivers stay focused on the road.
- Lock distracting apps: Block access to social media, messaging, and video streaming apps while driving.
- Structured engagement: Encourage safer vehicle and device usage with targeted messages.
- Reduced accident rates: Keep drivers’ hands on the wheel, not on their screens.
The Result: Fewer claims, lower costs, and safer roads for everyone. It's a win-win-win.
02
Smarter Risk Assessment & Usage-Based Pricing: Rewarding Safe Drivers
Why charge every driver the same when some are safer than others? Fluid Mobility enables insurers to price policies based on actual driving behavior, rewarding cautious drivers and encouraging risky ones to drive safer.
- Data-driven plans: Analyze data elements like location, distance driven, and more to identify fair pricing models, offers, and discounts.
- Usage-Based Insurance (UBI) Integration: Access real-time data from connected devices for more accurate risk profiling and fairer premiums.
- Predictive Maintenance: Detect potential vehicle maintenance needs through anomaly detection and usage analysis.
The Result: Fairer pricing, more engaged policyholders, and fewer surprises in claims data. It's like giving your customers a report card for their driving.
03
Lower Costs & Less Fraud: Protecting Your Bottom Line
Insurance fraud and excessive claim payouts drain resources—but with accurate, GPS-verified insights, Fluid Mobility helps insurers separate fact from fiction.
- Lower claim payouts: Fewer accidents mean less money spent on damages.
- Fraud reduction: Analyze data from event time frames to determine driver negligence.
- GPS tracking: Verify incident locations and driving conditions.
- Lower administrative costs: Automated tracking reduces manual risk assessment.
04
Corporate Fleet Safety & Compliance: Protecting Your Assets (and Your Employees)
- Safe Driving for Corporate Fleets: Lock distracting apps on company-issued devices.
- Regulatory Compliance: Track and report compliance metrics, such as safe driving speeds.
- Lower Liability Risks: Fewer incidents mean fewer lawsuits and claims headaches.
For businesses managing company vehicles, driver safety isn’t just about avoiding fender benders—it’s about protecting employees and minimizing liability.
The Result: Safer company vehicles, lower legal risks, and improved compliance. Peace of mind for your business.
05
Happier, More Engaged Customers: Building Stronger Relationships
Let’s face it—insurance isn’t the most exciting thing in the world. But when policyholders actively see how their driving impacts their rates, they’re more engaged, more loyal, and more likely to stick around.
- Safe Driving Incentives: Offer discounts or perks for safe driving behavior.
- Real-Time Driving Insights: Policyholders can see their risk factors and scores instantly.
- Stronger Insurer-Policyholder Relationships: A proactive approach to safety builds trust.
The Result: Happier customers, fewer complaints, and better retention. It's a win-win for everyone involved.